“The team at Logical Financial Management have been handling our insurance program for over 10 years. Being able to pick up the phone and deal directly with a like-minded business owner is invaluable.”
Mr Andrew Hurt
Associated Customs & Forwarding Services
Mascot NSW
"I have had the pleasure of having James Cotis and the team at Logical Financial Management for 20 years as my broker to look after my business and personal insurances. Throughout all these years, the service and advice have been fantastic, claims have been dealt with efficiently and promptly. I have no hesitation in recommending James and his team for your insurance needs.”
Dr Dennis Teoh, Dentique Pty Ltd
Logical Finacial Management is
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Utilising the services of an insurance broker can save you time and money. Insurance brokers are rigorously trained, regulated and monitored by ASIC to ensure you receive the most accurate and appropriate advice for your needs.
When arranging insurance without dedicated professional advice, many people take shortcuts and fail to understand the policies they are purchasing, not knowing whether they are getting value for money. Often they are disappointed when their insurance doesn't respond in the way they believed it should.
Because insurance brokers deal with a range of insurance companies, they have access to a range of different policies. Brokers will be aware of the benefits, exclusions and costs of competing policies on the market. They will also help arrange and place the cover and can often provide advice on how to make the most of your insurance budget. In many cases, losses can be traumatic, and brokers are able to draw on their professional relationships with insurers in order to expedite claim settlements.
Going direct to an insurance company may sometimes appear cheaper, but without the specialist interpretation and tailoring to your specific needs, going direct may well turn out to be an extremely expensive exercise. Using an insurance broker can even cost you less because brokers have knowledge of the insurance market and the ability to negotiate competitive premiums on your behalf. A broker will also explain your policy and any special situations you need to watch out for.
In short, you will have the right cover at the right price!
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